Kingfish Insurance

Independent Contractor Workers' Compensation Program

AETS provides Workers' Compensation coverage to independent contractor truck drivers who are under permanent lease to a motor carrier. Workers' Compensation coverage provides valuable benefits to your drivers and their families by providing the broadest benefits available for work related injuries. These benefits are much broader than those provided by occupational accident policies. Workers' Compensation provides virtually unlimited medical benefits as well as coverage for lost wages due to work related injuries. . All of the benefits that are provided by workers' compensation are defined by state law and are not subject to insurance company policy limits unlike those in occupational accident policies. Having workers' compensation on your independent contractor drivers protects you and your company by providing an additional arms length relationship with these drivers . You are protected from any workers' compensation claims from these independents as well as from audit by your corporate workers' compensation insurance provider.